Tuesday, June 23, 2009

Showcase actual potential in interview, land first job

As a fresh-out-of-college graduate, you are ready, able and quite eager to begin work. But, no employer will touch you with a barge pole unless you have the all qualifying ‘work experience’.

Newly minted college students never had the going so tough. While novices who have just completed their education always get the short end of the stick as companies favour experienced candidates, some were cherry-picked by hiring companies right off the campus. But with the recession spreading, employers now prefer to ‘play it safe’ and clamour for experience.

And the irony is that how can you gain experience when no one is willing to hire you? It’s quite a vicious circle find themselves sinking into despair. The despondent cry rings loud and clear, “where do we start?” Times are rough, but there still are some tactics by which you can do well in interviews and actually land yourself a job.

The all-important resume:

Spend adequate time on crafting a polished and impressive resume. Some experts advise using a functional resume format, as it will highlight yours skills and abilities while subtly taking the focus off your lack of work experience.

Here, you can and actually should draw on any scraps of summer jobs, internships and part-time or even voluntary work to build a semblance of work experience. Else, keep the limelight on your subjects, achievements and projects.

Scour for interviews:

Use all possible means to land yourself a couple of interviews with decent companies. You can apply on job boards, answer classifieds and attend job fairs or other networking events to find employers. Always practice well by yourself, with friends or in mock-interviews before attending the real ones.

Rules apply:

Carefully abide by normal interviewing rules that any other candidate (whether experienced or not) would follow before attending an interview. Research the potential employer, job and industry to show that you have done your homework.

Prepare intelligent answers to likely questions beforehand (especially behavioural ones) so that you don’t end up mumbling or being stuck. These can range from your strengths, weaknesses or choice of profession/organization to dealing with a difficult decision.

Also ensure that you dress well, speak clearly and ask some intelligent questions to reaffirm your interest in the job. Also, remain confident in your ability to do well.

Be your own advocate:

Try to find out what the employer is actually looking for and accordingly display desirable professional behaviour like dedication, motivation, flexibility and initiative while you are answering the interviewer’s questions.

Be on the lookout for examples that will demonstrate that you are responsible, organized, willing to learn, can follow instructions and will get things done on time.

Here, you can talk about how you used to effectively priorities study tasks, set and achieved learning goals, resolved a classroom conflict, influenced a classmate’s opinion or built enthusiasm in the class. Speak about how you led a group discussion or team project to highlight your leadership skills.

Be Positive:

Try to put a positive spin on even small events without resorting to outright lies. You can show the interviewer your grades or professors’ comments to showcase your abilities. Or, carry sample materials like any projects or case you have worked on and discuss the experiences or what you learn from it.

You should also draw on any voluntary or part-time work experience to show that you can handle the work environment and relate skills pertaining to the job like customer service or salesmanship.

In short, the trick is to impress the interviewer by talking positively and displaying your enthusiasm and real personality. Concentrate on showing your potential and what you have to offer in a bid to convince him that you would be very successful for the company rather than why ‘you’ need the job.

And last but not the least; do not shy away from expressing that all you want is a chance to prove yourself, an opportunity to work for the esteemed company!

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Roadmap helps telecommuters deliver better output

Given the advantages that telecommuting offers, a large majority of companies have become much more open to experimenting with it. Not only does telecommuting save considerable sums of money for the organization in terms of office space and running overheads, but telecommuters are often much more productive, more motivated. and more likely to stick to their jobs in the long term when compared to regular become a way of life for many skilled employees, however managing and motivating telecommuting workers continues to pose some challenges for managers used to more, traditional working patterns.

Whether you have full time telecommuting employee as pert of your workforce or plan to offer part-telecommuting as an option to workers who would like to have more flexibility in their work schedule, effective management plays an important role in increasing the productive and motivation levels of your telecommuting workers. Here are some dos and don’ts.

Do provide telecommuters with proper technical, technological and logistical support to ensure that they are able to do their job effectively. Apart from structural support. a successful manager must ensure that telecommuters have a clear ”roadmap” to guide them. Since there is an absence of ream-time supervision and contact with employees in this kind of working arrangement, there is greater need for emphasis on clearly defined work objectives, timeliness, measurable outputs and expected performance standards.

Lack of focus can often be a big setback for telecommuting workers and clearly defined work objectives and timeliness are just what might be needed to get them back on track. Do trust your telecommuter. The very nature of telecommuting makes it impossible to micromanages the work of this employee. Manager used to close supervision of subordinates sometimes find this aspect unsettling. Rather then fretting about whether or not the employee is working eight hours a day as required, managers will find it less stressful and more fruitful to measure employee performance on the basis of the results delivered by the employee.

Do train your telecommuting workers. Even a little training can go a long way, particularly if the workers are unfamiliar with new technology. Familiarize telecommuters with appropriate technology and provide special handbooks or reference guides to help them use technologies and access information and expertise. Trained telecommuters are less dependent on support staff; are more productive and motivated when it comes to work.

Do communicate frequently and give appropriate and timely feedback on employee performance. it is also a good idea to set aside specific face time to ensure that there is some real time contact with the employee, which in turn builds and strengthens the relationship between the manager and the employee. Do consider appointing a mentor or coach for telecommuting employees to help them with career growth and development. An offshoot of this is the buddy system, which partners the telecommuter with one or more employees in the office, mitigating the feeling of isolation that often creeps in.

After the dos here are the don’ts. Don’t discriminate between your remote employees and your on-site workers. Their contributions are equally important and as a manager, you need to provide recognition for their accomplishment and have a clear career development plan for their growth and development. Don’t ignore sign of lack of ‘accountability’ in employees who are telecommuting. Laxity on the unresponsiveness or missed deadlines without proper explanation needs to be dealt with firmly.

Don’t ignore communication problem. Absence of real-time contact means that communication can often be misinterpreted and this when ignored, can below up into a full-scale conflict. Last but not least, don’t just see the telecommuting option as a way to save costs for the organization. Keep in mind that high standard of excellence and through this working arrangement if both the managers and telecommuters learn to share trust and work together in a harmonious manner.

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Sunday, June 21, 2009

Utility of commercial banks

Commercial banking in modern times is indispensable economic progress of a country. In fact, the functions of modern commercial bankers and their utility to the community are so enormous that we simply cannot afford even to imagine, let alone experience, the inconveniences we would experience if commercial banks are closed. A short strike of even one day the employees of commercial banks disrupts the entire economic activities in the country. All economic activities some directly while others indirectly-come to a standstill. It serves the community in numerous ways.

Firstly, by accepting deposits, the banks promote the habit of thrift and savings among the people. These savings of the people later result in capital formation, which is the basis of economic progress in the country. Secondly, the banks also encourage industrial innovations and business expansion through funds provided by them to the entrepreneurs. Thirdly, the banks exercise considerable influence on the level of economic activity through their ability to create money in the economy. Fourthly, through their lending policy, the banks can influence the course and direction of economic activity within the economy. Fifthly, the various utility within the economy. Fifthly, the various utility functions performed by the banks are of great economic significance for the economy.

Such functions as cheap remittance of funds, accepting and discounting bill of exchange, agency functions, such as, collection of dividends and interest on behalf of customers are very important for the working of the modern economy. In fact, the economic development of a country is not possible without a sound system of commercial banking.

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Principles of central banking

Three main considerations govern the operations of a central bank; these are known as the fundamental principles of central banking. Firstly, the central bank is always motivated by the spirit of national Welfare. The operations of the central bank must always be guided by the objective of maximizing the welfare of the people or the nation and not by maximizing the profits as is the objective of commercial banks. It does not, however, mean that the central bank should undertake activities without keeping in view their financial implications or results. As a matter of fact when de Kock said that the central bank should work exclusively in the interest of public welfare he meant that profit earning should be a secondary consideration for a central bank and the maximization of public welfare should be its primary objective. Secondary, the central bank’s operations should aim at maintaining the monetary and financial stability in the economy. And from this point of view, every central bank has been provided with wide powers for controlling the monetary and banking structure of a country and for achieving this objective. Thirdly the central bank’s activities should be free from all political considerations or influences. It should not be governed by the ideology of any particular political party. It does not mean that it should not work in using with the government of the country. What it means is that it is not the ideology of political party in power that would decide its policy but the economic conditions of the country which should receive the foremost consideration from the central bank. Since the Government is also expected to solve the economic problems of the country and the central bank is also supposed to find out a solution for the economic problems of the country, therefore both these should work in cooperation with each other. Finally, a central bank should not compete with the commercial banks in the country or should not perform such banking transactions as a accepting deposits from the general public and accommodate regular commercial customers with discounts or advances.

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The Right Foods: Secret to Weight Loss

Eating a right food is the ideal way to permanent weight loss. Weight loss is easy and quick with proper eating and drinking, tolerance of hunger and physical exercise or work. Many advertisements have been used to motivate people to lose weight with the products or services. As the people are believed to the perky promises, and are attracted to fast and easy schemes, that most people fail to maintain weight losses. But a permanent change in food habits is required to sustain a lower body weight. For that, it does not require food restriction or calorie counting, but with a limited proportions.


If people wish to reduce the weight, and would seek dietary and exercise remedies Most of them are designed diet for quick results, but will not keep the weight off through out the life. But there are also some people to keep moving with big belly without taking any required efforts. They are not only developing the body but also their diseases like heart disease, stroke, diabetes mellitus, cancer, blood pressure, high cholesterol and other chronic disorders. They are failed to keep proper foods than nuisance foods. Until they take care of themselves, no one will care about them and should act as a buffoon in the society.


Weight has been increased to the people also because of some diseases and they must need a proper medical treatment by effective physicians. If the people are eating right foods, then they are in the right place in their life. But the results may vary according to the person’s health, so it is reliable to get right food choices from health care professionals or registered dietitians to reduce weight or promote good health. Eating right is an important part of fitness.


To keep the weight healthy, anyone needs a healthy lifestyle not a crash diet. It is not essential to stick with strict diet and strenuous exercises to keep slim and fit body. The simple and easy way is to eat and drink proper foods at the right time with medical attention. Then you are cloud on nine!


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18 siddhas

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